Running out of phone balance at a crucial moment can be incredibly frustrating. We’ve all experienced those emergency situations where we need to make an urgent phone call but were unable to do so due to insufficient balance. It becomes even more inconvenient when there are no recharge shops nearby to top up our balance. However, if you’re a Zong user, there’s no need to worry anymore. Zong offers an advanced balance service that allows you to access a loan when you find yourself in need.
Zong is committed to providing its customers with the best possible service to meet their expectations and ensure a positive customer experience. With their advanced balance service, Zong aims to address the needs of their customers during emergencies. Whether you need to make an important call, send an urgent SMS, or access the internet, Zong’s advanced balance service has got you covered.
How to Get Zong Advance Balance Loan
In this comprehensive guide, we will walk you through the process of availing an instant loan from Zong.
Taking a loan in Zong is a convenient way to get instant credit for making calls, sending SMS, and browsing the internet. Zong understands the needs of its customers and offers the option of a Super Advance loan for those who require a higher loan amount.
There are three methods to obtain a loan from Zong:
Through Code:
To get a loan through the code, follow these steps:
- Dial *911# from your Zong prepaid SIM.
- Wait for the service confirmation message.
- Enjoy instant credit right away.
This method allows you to quickly access the loan amount and use it for your communication needs.
Through Zong App:
- Another way to get a loan is through the Zong App. Here’s how:
- Download and install the Zong App on your smartphone.
- Open the app and log in to your account.
- Navigate to the loan section within the app.
- Follow the instructions to request and receive your loan.
Using the Zong App provides a user-friendly interface to access the loan facility at your convenience.
Through SMS:
You can also request a loan by sending an SMS. Simply send a blank SMS to 911, and you will receive the loan amount directly in your account. This method is simple and widely used by Zong customers.
Whether you choose the code, Zong App, or SMS method, taking a loan in Zong is a hassle-free process that ensures you have the credit you need for uninterrupted communication. Enjoy the convenience of getting an instant loan whenever you need it.
Charges for Zong Advance Loan
The charges for Zong loans vary based on the customer’s recharge history in the last 3 months. Here are the loan amounts and service charges associated with each category:
- Single Advance Loan:
- Loan Amount: PKR 15
- Service Charges: PKR 4.5 + tax
- Two Standard Advance Loans:
- Loan Amount: PKR 30
- Service Charges: PKR 9 + tax
- Single Super Advance Loan:
- Loan Amount: PKR 30
- Service Charges: PKR 8 + tax
- Two Super Advance Loans:
- Loan Amount: PKR 60
- Service Charges: PKR 16 + tax
These charges are deducted from the customer’s account when they avail the loan facility. It’s important to note that the service charges are subject to tax as per applicable rates. The loan amounts provided by Zong are designed to meet the varying needs of customers and ensure they have access to immediate credit whenever required.
Frequently Asked Questions
Who Can Get a Second Loan?
Any Zong user who has recharged Rs 660 or more in the last 3 months is eligible to apply for a Zong Super Advance, also known as a second loan. Users can apply for a double loan using either the code or SMS method.
How Many Loans Can I Take?
To prevent misuse of the loan facility, Zong has introduced a new condition. If you have recharged Rs 660 or more in the last 3 months, you can avail the “Advance Balance” service twice (double) on your Zong prepaid SIM. This means you can enjoy this service twice.
How Much Do I Have to Pay?
If you are applying for a single advance loan, you need to recharge your account with Rs 50. However, if you are applying for a double loan, you must recharge with Rs 90. This is because the advance deduction includes GST, AID, and FED charges.
These measures ensure that the loan facility is utilized responsibly and that users contribute to maintaining a sustainable system for all Zong customers.
What is the amount of Zong Advance Loan?
The amount of Zong Advance Loan depends on the customer segment. Standard-value customers are eligible for an Advance Loan of PKR 30, while high-value customers can avail of an Advance Loan of PKR 60. For standard-value customers, each loan attempt provides PKR 15, whereas high-value segment customers receive PKR 30 per loan attempt. It’s important to note that a maximum of two advance loan transactions can be made on a single recharge.
